A more thoughtful way tobuild wealth.

Coming from a farming family, I learned early that earning money and building lasting financial security are two very different things. Like many people, I did not fully understand the importance of long-term financial planning in my early years. After completing my MBA from Indus Business Academy (IBA), Bangalore, my interest in finance led me to build a career around understanding businesses, numbers, and financial decision-making. Over the next 12 years, I worked across accounting, financial management, balance sheets, and internal auditing across different businesses and geographies. Those years gave me valuable insight into how disciplined financial planning and sound decision-making can shape long-term outcomes. Along the way, I observed a gap in the wealth management industry. A new generation of investors and wealth creators was emerging, but many needed something beyond financial products they needed clarity, accessibility, disciplined guidance, and a long-term approach to wealth creation. That belief eventually led Prabhulingayya Hanagodimath, Kavya Hiremath, and me to establish Velora Financial Services LLP with a clear purpose: to help individuals and families make informed financial decisions and work towards long-term financial independence. At Velora, we bring together financial expertise, goal-based investment planning, and technology to make the investment journey simpler and more meaningful.

• RegistrationAMFI-registered mutual fund distributor, ARN-366108
• CertificationNISM Series V-A, Mutual Fund Distributors
• TransactionsExecuted through BSE StAR MF and MF Utilities