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A short reflection to understand your risk appetite and ideal allocation.
Empowering Your Financial Future with Smart Investment Solutions
A more purposeful way to grow wealth.
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CAS_APR2026.pdf · 6 folios
Scheme / folioUnitsValue
Flexi Cap Fund — GrowthFolio ****39011,204.55₹8,42,110
Large Cap Fund — GrowthFolio ****77242,880.10₹6,10,480
Bluechip Fund — GrowthFolio ****1188944.20₹5,27,900
ELSS Fund — GrowthFolio ****44603,110.00₹3,18,240
Short Duration FundFolio ****90527,420.80₹2,96,700
Liquid Fund — GrowthFolio ****2317418.66₹1,44,020
Illustrative example. Your report is generated from your own statement.
₹82 CrAssets under management
630Investors served
3696Active SIPs
2004Founded
Plan the whole picture
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Ways to invest and protect
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Availability and suitability depend on eligibility, risk profile and product terms. Products may involve market, credit, liquidity and other risks.
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Sit down with a VELORA FINANCIAL SERVICES partner to map your goals, risk and next steps. No obligation.
Curated baskets
Model portfolios, built for one job each.
A fixed set of schemes, built for one purpose and reviewed twice a year. You hold the units in your own name and can exit any day.
Long-Term Wealth
For 10+ year horizons Meant to be left alone for a full market cycle.
Balanced Growth
For 5–7 year goals
Conservative Income
For capital preservation Every instalment locks in for three years.
First SIP
A starting point for a first ₹5,000 a month — two equity funds and one to hold the wobble.
Baskets are model portfolios put together by us, not products approved by any regulator or AMC. Constituents can change; each scheme's published riskometer applies. Past performance does not indicate future returns.
Goal planning
Every rupee aligned with apurpose.
Use our calculators to translate your goals into clear numbers, adjusted for inflation and time horizon. Illustrations only; not investment advice.
- Retirement
Comfortable retirement at 58
30 years remaining · 90,000/mo lifestyle
- Child education
Mitali higher studies
16 years · Masters in Howard
- House purchase
Dream home in Hubli
10 years · 3 BHK · ₹ 1.8 Cr
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STEP 01
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Our story
A decade of Helping families
turn aspirations into financial goals.
Coming from a farming family, I learned early that earning money and building lasting financial security are two very different things. Like many people, I did not fully understand the importance of long-term financial planning in my early years. After completing my MBA from Indus Business Academy (IBA), Bangalore, my interest in finance led me to build a career around understanding businesses, numbers, and financial decision-making. Over the next 12 years, I worked across accounting, financial management, balance sheets, and internal auditing across different businesses and geographies. Those years gave me valuable insight into how disciplined financial planning and sound decision-making can shape long-term outcomes. Along the way, I observed a gap in the wealth management industry. A new generation of investors and wealth creators was emerging, but many needed something beyond financial products they needed clarity, accessibility, disciplined guidance, and a long-term approach to wealth creation. That belief eventually led Prabhulingayya Hanagodimath, Kavya Hiremath, and me to establish Velora Financial Services LLP with a clear purpose: to help individuals and families make informed financial decisions and work towards long-term financial independence. At Velora, we bring together financial expertise, goal-based investment planning, and technology to make the investment journey simpler and more meaningful.
2004Founded in Hubli
630+Families served
₹82 CrAUM distributed
14Years of Experience
What investors say
Built on relationships, not transactions.
“
Velora Financial Services has brought discipline and clarity to my investments. Their approach is not about chasing returns, but understanding my goals and building a suitable plan. I feel more confident about my financial future.
Mrs. Manali V HiremathInvestor
“
What I appreciate most about Velora is their personalised approach. They take time to understand my financial needs before suggesting any investment. Their regular reviews and clear communication have made investing much easier for me.
Mr. Harish Binodilal MahajanBusiness
“
I have been associated with Velora for several years and have always experienced professional and transparent service. Their guidance during market fluctuations has helped me stay focused on my long-term goals instead of making emotional decisions.
Dr. Niranjana S MahantashettyInvestor
“
Velora has changed the way I look at investments. Earlier, I used to invest without much planning. Today, I understand why I am investing, what my goals are and how each investment fits into my overall financial plan.
Dr. Veeresh B. N.Investor
“
The biggest strength of Velora Financial Services is their commitment to clients. They patiently explain every investment option and never make me feel rushed. Their practical guidance has given me confidence in taking better financial decisions.
Mr. Lokesh BanagarBuilder & Contractor
“
I value the way Naveenkumar keeps my financial goals at the centre of every discussion. Their structured approach, timely updates and personal attention make me feel that my investments are being guided with a long-term perspective.
Mrs. Sonali KasbageHomemaker
“
My experience with Velora has been excellent. They have helped me bring structure to my investments and understand the importance of goal-based planning. The team is approachable, responsive and always ready to clarify my doubts.
Mrs. Alka ApteTeacher
“
I have always received honest and practical guidance from Velora Financial Services. They explain both the opportunities and risks clearly, which helps me make informed decisions. Their service gives me confidence to stay invested for the long term.
Mr. Vijay DwivediIT Consultant
“
Velora has been a trusted partner in my investment journey. Their regular portfolio reviews and personalised suggestions have helped me stay disciplined. I particularly appreciate their focus on financial goals rather than short-term market movements.
Mr. Prabhu SalimathFounder
“
Investing used to feel complicated to me, but Velora made the process simple and understandable. Their professional approach, regular communication and focus on my goals have helped me become more confident and disciplined as an investor.
CA UttamKPMG
Individual experiences. Outcomes vary based on personal circumstances, time horizon and market conditions.
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4.8 average
Good evening
Anjali
Total portfolio · +14.2% all time
Retirement68%
Child education41%
Mutual fund investments are subject to market risks. Read all scheme related documents carefully.
Disclosures
The fine print, printed at full size.
VELORA FINANCIAL SERVICES is an AMFI-registered Mutual Fund Distributor (ARN-366108). We act as a distributor of mutual fund schemes and other regulated financial products. We are not a SEBI-Registered Investment Adviser (RIA) and do not provide investment advice for a fee. Our wealth partners help you select products that fit your stated goals and risk profile; investment decisions are yours.
Risk & performance.
Mutual Fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Past performance is not indicative of future returns. Portfolio values, returns, goal progress and calculator outputs shown on this site are illustrative and do not represent any actual client account or guaranteed outcome.
Commissions.
Mutual Fund Distributors receive trail commissions from Asset Management Companies on transactions executed through them. We do not charge a separate fee from you for distribution services. Full commission disclosures are available on request.
Grievances.
velorafinserv@zohomail.in · Investor charter and SEBI SCORES portal links available in Disclosures.